CPP · OAS · GIS · EI · Child Benefit
The current amounts, the real eligibility rules, and the math that decides when to apply — checked against official sources and updated whenever the numbers move.
One guide per question, written the way a person would explain it.
Amounts, when to start, disability and survivor benefits.
Explore CPP →Old Age Security, the clawback, and the supplement many seniors miss.
Explore OAS & GIS →Regular, sickness, maternity and caregiving benefits, step by step.
Explore EI →Canada Child Benefit amounts by income, plus the dental plan.
Explore family benefits →The GST/HST credit is now the Canada Groceries and Essentials Benefit — amounts, dates, and the 25% increase.
Explore the credit →CPP start age, EI estimates, and the OAS clawback — do your own math.
Try a calculator →The numbers people actually come here for. Checked against Service Canada and the CRA.
| Benefit | Maximum | What most people get | Guide |
|---|---|---|---|
| CPP retirement (at 65) | $1,507.65 / month | ≈ $804 / month | CPP amounts → |
| OAS (ages 65–74) | $762.50 / month | Depends on years in Canada | OAS & the clawback → |
| OAS (ages 75+) | $838.75 / month | Includes the 10% increase at 75 | OAS & the clawback → |
| Groceries & Essentials Benefit | $679 / year | Maximum for a single person, paid quarterly | The new credit → |
| EI regular benefits | $729 / week | 55% of your insurable earnings | EI guide → |
2026 figures · Sources: Service Canada, Canada Revenue Agency · Updated October 2026
Researched from the official rules, written for humans.
Payment Dates
Every major federal benefit payment date for 2027 on one page: CPP and OAS monthly, Canada Child Benefit monthly, the Groceries and Essentials Benefit quarterly — bookmark it in January and you're set for the year.
GST Credit
Same benefit, new name, 25% more money. The Canada Groceries and Essentials Benefit replaced the GST/HST credit in July 2026 — here are the new maximums, the payment dates, and who qualifies.
Tax Credits
The CWB tops up low incomes for people who work — and since 2023 the CRA pays up to half of it during the year automatically. The 2026 maximums, the two sets of numbers that confuse everyone, and the advance payment dates.
Free tool
Starting early cuts your pension by 0.6% for every month before 65. Waiting past 65 grows it by 0.7% a month. Run your own number and see the difference in dollars, not percentages.
Open the CPP calculatorEvery figure links to the official canada.ca or CRA page it came from.
Each guide carries a last updated stamp, and amounts pages refresh when the government republishes.
We explain the rules and do the math in public. Your decisions stay yours.